Last updated 16 August 2026.
Agreement
By using thebreedreport.com you agree to these terms. If you do not agree, please do not use the site.
Not veterinary advice
Everything here is general information about breeds, not advice about an individual animal. It is not a diagnosis, not a treatment plan, and not a substitute for a veterinarian examining an actual dog. Never delay seeking veterinary care because of something you read here. If your dog is unwell, call a vet.
What our figures mean
Our cost figures are expected values calculated across a breed population. They are not a prediction about any particular dog. Your dog will either avoid these conditions and cost less than we show, or develop one and cost considerably more.
Prevalence figures describe the populations the underlying studies measured, which are largely British. Cost figures are American. Every page says which is which, and every figure carries a confidence grade. Figures graded D are estimates and are labelled as such wherever they appear.
Lifetime risk figures are modelled from measured annual prevalence using a stated assumption, and are labelled modelled rather than measured. The methodology page shows the workings, including where the model is weak.
Not financial or insurance advice
We publish a break-even comparison between expected veterinary costs and typical premiums. That is arithmetic, not a recommendation, and it cannot account for your circumstances.
We are not an insurance agency or producer. We do not sell policies, collect quote information, pre-qualify applicants or make personalised recommendations. Coverage decisions are between you and the carrier, and the exclusions written into your policy govern regardless of anything shown here.
Not breeder endorsement
We suggest which health certificates to ask a breeder for. We do not verify, endorse, rank or vouch for any breeder, kennel, rescue or seller, and we take no position on any specific transaction.
Accuracy and corrections
We work from published research and grade the strength of every figure. We will still get things wrong, and research supersedes itself over time. If you have a source that contradicts something here, send it and we will correct the page and note the correction. We make no warranty that the site is complete, current or error free.
Advertising
Some links are paid, and are labelled at the point of the link. An advertiser cannot buy a change to a figure, removal of a health finding, placement in a comparison, or a different breed ranking. See our advertiser disclosure.
Intellectual property
Our text, calculations, data model and design are ours. You may quote short passages with attribution and a link. You may not republish pages wholesale or scrape the dataset for a competing product.
Photographs are used under the licences shown beside them and belong to their photographers, most under Creative Commons terms requiring attribution. If you reuse an image, follow its licence, not ours. Underlying research belongs to its authors and is cited on every page that uses it.
Third party links
We link to journals, registries and commercial partners. We do not control those sites and are not responsible for their content, accuracy or practices.
Limitation of liability
The site is provided as is and as available, without warranties of any kind, express or implied. To the fullest extent permitted by law, we are not liable for any indirect, incidental, special or consequential damages, or for any decision made on the basis of information published here, including decisions about buying a dog, buying insurance, or pursuing or declining veterinary treatment. Nothing in these terms excludes liability that cannot lawfully be excluded.
Governing law
These terms are governed by the laws of the Commonwealth of Virginia, United States, without regard to conflict of law rules.
Changes
We may update these terms. The date above changes when we do, and continued use after a change means you accept the revised terms.
Contact
Corrections, licensing questions and complaints all go to the same place: our contact page, or Ruff@thebreedreport.com.