Side by side
Both columns come from the same cost model, so every row is a like for like comparison.
| Measure | Havanese | Pomeranian |
|---|---|---|
| Lifetime cost | $42,986 | $34,683 |
| First year | $6,245 | $5,955 |
| Monthly average | $247 | $237 |
| Puppy price | $1,500 to $3,000 | $1,200 to $3,000 |
| Routine care, yearly | $2,621 | $2,481 |
| Expected health cost | $0 | $0 |
| Documented conditions | 9 | 9 |
| Median lifespan | 14.5 yrs | 12.2 yrs |
| Adult weight | 7 to 13 lb | 3 to 7 lb |
| Daily food | 0.9 cups | 0.5 cups |
| Grooming, yearly | $700 | $600 |
| Risk profile | Low | Moderate |
| Biggest single risk | Skin disease | Skin disease |
Health risks compared
What tends to go wrong in each breed, how often, and what it costs to treat.
| Condition | Rate | Cost |
|---|---|---|
| Skin disease | 36% | $252–$679 |
| Digestive disease | 30% | $354–$954 |
| Musculoskeletal disease | 15% | $281–$756 |
| Ear infection | 10% | $100–$270 |
| Hip dysplasia | 9% | $1,200–$3,500 |
| Autoimmune thyroiditis | 7% | $169–$455 |
| Anal sac impaction | 7% | $84–$226 |
| Elbow dysplasia | 7% | $3,000–$5,000 |
| Congenital heart disease | 0% | $534–$1,438 |
| Dental disease | n/a | $246–$663 |
| Patellar luxation | n/a | $1,000–$5,000 |
| Expected total | $0 | |
| Condition | Rate | Cost |
|---|---|---|
| Skin disease | 36% | $252–$679 |
| Digestive disease | 30% | $354–$954 |
| Hip dysplasia | 19% | $1,200–$3,500 |
| Musculoskeletal disease | 15% | $281–$756 |
| Ear infection | 10% | $100–$270 |
| Anal sac impaction | 7% | $84–$226 |
| Autoimmune thyroiditis | 1% | $169–$455 |
| Degenerative myelopathy | 1% | not priced |
| Congenital heart disease | 0% | $534–$1,438 |
| Dental disease | n/a | $246–$663 |
| Tracheal collapse | n/a | $484–$1,302 |
| Patellar luxation | n/a | $1,000–$5,000 |
| Expected total | $0 | |
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Both breeds carry surgical risk, and premiums are priced by breed
Expected vet costs are $0 for the Havanese and $0 for the Pomeranian. Every policy excludes anything already diagnosed, so this is worth sorting out before you pick either dog.
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Common questions
Is a Havanese or a Pomeranian more expensive?
The Pomeranian is cheaper by about $8,303 over a lifetime. Havanese: $42,986. Pomeranian: $34,683. The gap comes mostly from health costs rather than routine care.
Which lives longer, a Havanese or a Pomeranian?
The Havanese has the longer typical lifespan. Havanese: 14.5 years. Pomeranian: 12.2 years.
Which is healthier, a Havanese or a Pomeranian?
Both figures below are what it costs to own the dog, not what it costs if something goes wrong. The Havanese's biggest single risk is skin disease, seen in 36% of the breed. For the Pomeranian it is skin disease, at 36%.
How we calculated this
Both breeds run through one model, so the comparison is like for like. Full method.