Side by side
Both columns come from the same cost model, so every row is a like for like comparison.
| Measure | Golden Retriever | Newfoundland |
|---|---|---|
| Lifetime cost | $48,931 | $49,081 |
| First year | $7,175 | $7,885 |
| Monthly average | $309 | $372 |
| Puppy price | $1,500 to $3,500 | $1,500 to $3,500 |
| Routine care, yearly | $3,301 | $4,011 |
| Expected health cost | $0 | $0 |
| Documented conditions | 18 | 12 |
| Median lifespan | 13.2 yrs | 11 yrs |
| Adult weight | 55 to 75 lb | 100 to 150 lb |
| Daily food | 3.7 cups | 6.1 cups |
| Grooming, yearly | $600 | $565 |
| Risk profile | High, late onset | Moderate |
| Biggest single risk | Dental disease | Skin disease |
Health risks compared
What tends to go wrong in each breed, how often, and what it costs to treat.
| Condition | Rate | Cost |
|---|---|---|
| Dental disease | 70% | $246–$663 |
| Skin disease | 36% | $252–$679 |
| Digestive disease | 30% | $354–$954 |
| Musculoskeletal disease | 15% | $281–$756 |
| Elbow dysplasia | 12% | $3,000–$5,000 |
| Ear infection | 10% | $100–$270 |
| Anal sac impaction | 7% | $84–$226 |
| Autoimmune thyroiditis | 6% | $169–$455 |
| Skin (cutaneous) cyst | 3% | not priced |
| Arthritis | 3% | $281–$756 |
| Lipoma | 3% | not priced |
| Hypersensitivity (allergic) skin disorder | 3% | $629–$1,694 |
| Skin cancer/tumour | 3% | $3,415–$9,194 |
| Cruciate disease | 3% | $2,468–$5,640 |
| Acute moist dermatitis | 1% | $252–$679 |
| Patellar luxation | 1% | $1,000–$5,000 |
| Congenital heart disease | 0% | $534–$1,438 |
| Degenerative myelopathy | 0% | not priced |
| Cancer | n/a | $3,415–$9,194 |
| Hip dysplasia | n/a | $3,500–$7,000 |
| Expected total | $0 | |
| Condition | Rate | Cost |
|---|---|---|
| Skin disease | 36% | $252–$679 |
| Digestive disease | 30% | $354–$954 |
| Hip dysplasia | 26% | $3,500–$7,000 |
| Elbow dysplasia | 23% | $3,000–$5,000 |
| Musculoskeletal disease | 15% | $281–$756 |
| Ear infection | 10% | $100–$270 |
| Periodontal disease | 9% | $246–$663 |
| Anal sac impaction | 7% | $84–$226 |
| Autoimmune thyroiditis | 1% | $169–$455 |
| Congenital heart disease | 1% | $534–$1,438 |
| Patellar luxation | 1% | $1,000–$5,000 |
| Degenerative myelopathy | 1% | not priced |
| Expected total | $0 | |
Advertisement
Both breeds carry surgical risk, and premiums are priced by breed
Expected vet costs are $0 for the Golden Retriever and $0 for the Newfoundland. Every policy excludes anything already diagnosed, so this is worth sorting out before you pick either dog.
Placement reserved — insurance-primary
Common questions
Is a Golden Retriever or a Newfoundland more expensive?
The Golden Retriever is cheaper by about $150 over a lifetime. Golden Retriever: $48,931. Newfoundland: $49,081. The gap comes mostly from health costs rather than routine care.
Which lives longer, a Golden Retriever or a Newfoundland?
The Golden Retriever has the longer typical lifespan. Golden Retriever: 13.2 years. Newfoundland: 11 years.
Which is healthier, a Golden Retriever or a Newfoundland?
Both figures below are what it costs to own the dog, not what it costs if something goes wrong. The Golden Retriever's biggest single risk is dental disease, seen in 70% of the breed. For the Newfoundland it is skin disease, at 36%.
How we calculated this
Both breeds run through one model, so the comparison is like for like. Full method.