Golden Retriever vs Irish Setter Golden Retriever$48,931 Irish Setter$43,602 Difference$5,329 CheaperIrish Setter
Head to head

Golden Retriever vs Irish Setter

The Irish Setter costs about $5,329 less over a lifetime. Almost all of that gap is vet bills, not food or grooming, which is the part most comparisons skip.

Golden Retriever
Irish Setter
Golden Retriever$48,931Lifetime cost
Irish Setter$43,602Lifetime cost
Difference$5,329Irish Setter is cheaper
Longer livedGolden RetrieverBy typical lifespan

Side by side

Both columns come from the same cost model, so every row is a like for like comparison.

Golden Retriever compared with Irish Setter
MeasureGolden RetrieverIrish Setter
Lifetime cost$48,931$43,602
First year$7,175$6,151
Monthly average$309$282
Puppy price$1,500 to $3,500$1,000 to $2,500
Routine care, yearly$3,301$3,027
Expected health cost$0$0
Documented conditions1818
Median lifespan13.2 yrs12.9 yrs
Adult weight55 to 75 lb60 to 70 lb
Daily food3.7 cups3.7 cups
Grooming, yearly$600$361
Risk profileHigh, late onsetModerate
Biggest single riskDental diseaseSkin disease

Health risks compared

What tends to go wrong in each breed, how often, and what it costs to treat.

Golden Retriever
ConditionRateCost
Dental disease70%$246–$663
Skin disease36%$252–$679
Digestive disease30%$354–$954
Musculoskeletal disease15%$281–$756
Elbow dysplasia12%$3,000–$5,000
Ear infection10%$100–$270
Anal sac impaction7%$84–$226
Autoimmune thyroiditis6%$169–$455
Skin (cutaneous) cyst3%not priced
Arthritis3%$281–$756
Lipoma3%not priced
Hypersensitivity (allergic) skin disorder3%$629–$1,694
Skin cancer/tumour3%$3,415–$9,194
Cruciate disease3%$2,468–$5,640
Acute moist dermatitis1%$252–$679
Patellar luxation1%$1,000–$5,000
Congenital heart disease0%$534–$1,438
Degenerative myelopathy0%not priced
Cancern/a$3,415–$9,194
Hip dysplasian/a$3,500–$7,000
Expected total$0
Irish Setter
ConditionRateCost
Skin disease36%$252–$679
Digestive disease30%$354–$954
Musculoskeletal disease15%$281–$756
Hip dysplasia12%$3,500–$7,000
Ear infection10%$100–$270
Periodontal disease9%$246–$663
Autoimmune thyroiditis9%$169–$455
Anal sac impaction7%$84–$226
Urinary incontinence6%$118–$318
Gastric dilation-volvulus syndrome (GDV) / Bloat5%$3,709–$9,986
Lipoma5%not priced
Skin (cutaneous) cyst4%not priced
Entropion3%$449–$1,209
Elbow dysplasia3%$3,000–$5,000
Epilepsy2%$1,485–$3,999
Arthritis2%$281–$756
Cryptorchidism2%not priced
Degenerative myelopathy2%not priced
Expected total$0

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Both breeds carry surgical risk, and premiums are priced by breed

Expected vet costs are $0 for the Golden Retriever and $0 for the Irish Setter. Every policy excludes anything already diagnosed, so this is worth sorting out before you pick either dog.

Placement reserved — insurance-primary

Common questions

Is a Golden Retriever or a Irish Setter more expensive?

The Irish Setter is cheaper by about $5,329 over a lifetime. Golden Retriever: $48,931. Irish Setter: $43,602. The gap comes mostly from health costs rather than routine care.

Which lives longer, a Golden Retriever or a Irish Setter?

The Golden Retriever has the longer typical lifespan. Golden Retriever: 13.2 years. Irish Setter: 12.9 years.

Which is healthier, a Golden Retriever or a Irish Setter?

Both figures below are what it costs to own the dog, not what it costs if something goes wrong. The Golden Retriever's biggest single risk is dental disease, seen in 70% of the breed. For the Irish Setter it is skin disease, at 36%.

How we calculated this

Both breeds run through one model, so the comparison is like for like. Full method.

Prices are US national averages from a 50-state cost study. Not veterinary advice.