German Shepherd vs Shih Tzu German Shepherd$40,121 Shih Tzu$39,131 Difference$990 CheaperShih Tzu
Head to head

German Shepherd vs Shih Tzu

The Shih Tzu costs about $990 less over a lifetime. Almost all of that gap is vet bills, not food or grooming, which is the part most comparisons skip.

German Shepherd
Shih Tzu
German Shepherd$40,121Lifetime cost
Shih Tzu$39,131Lifetime cost
Difference$990Shih Tzu is cheaper
Longer livedShih TzuBy typical lifespan

Side by side

Both columns come from the same cost model, so every row is a like for like comparison.

German Shepherd compared with Shih Tzu
MeasureGerman ShepherdShih Tzu
Lifetime cost$40,121$39,131
First year$6,525$5,855
Monthly average$296$255
Puppy price$1,000 to $3,000$1,000 to $2,500
Routine care, yearly$3,151$2,731
Expected health cost$0$590
Documented conditions1415
Median lifespan11.3 yrs12.8 yrs
Adult weight65 to 90 lb9 to 16 lb
Daily food4.3 cups1.1 cups
Grooming, yearly$300$720
Risk profileHigh, mid lifeModerate
Biggest single riskSkin diseasePeriodontal disease

Health risks compared

What tends to go wrong in each breed, how often, and what it costs to treat.

German Shepherd
ConditionRateCost
Skin disease36%$252–$679
Digestive disease30%$354–$954
Elbow dysplasia19%$3,000–$5,000
Musculoskeletal disease15%$281–$756
Ear infection10%$100–$270
Periodontal disease9%$246–$663
Anal sac impaction7%$84–$226
Skin (cutaneous) cyst5%not priced
Arthritis3%$281–$756
Hypersensitivity (allergic) skin disorder3%$629–$1,694
Autoimmune thyroiditis3%$169–$455
Lipoma3%not priced
Chronic Itching2%$629–$1,694
Otitis externa2%$100–$270
Umbilical hernia2%$621–$1,671
Patellar luxation1%$1,000–$5,000
Gastric dilatation volvulusn/a$3,709–$9,986
Hip dysplasian/a$3,500–$7,000
Degenerative myelopathyn/anot priced
Expected total$0
Shih Tzu
ConditionRateCost
Periodontal disease10%$246–$663
Anal sac impaction7%$84–$226
Skin disease36%$252–$679
Digestive disease30%$354–$954
Hip dysplasia22%$1,200–$3,500
Musculoskeletal disease15%$281–$756
Umbilical hernia12%$621–$1,671
Elbow dysplasia11%$3,000–$5,000
Ear disease6%$100–$270
Skin (cutaneous) cyst5%not priced
Anal gland/sac impaction/blockage3%$84–$226
Hypersensitivity (allergic) skin disorder3%$629–$1,694
Lipoma2%not priced
Patellar luxation2%$1,000–$5,000
Chronic Itching2%$629–$1,694
Unspecified Eye2%$224–$604
Intervertebral disc disorder2%$3,776–$10,168
Expected total$590

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Both breeds carry surgical risk, and premiums are priced by breed

Expected vet costs are $0 for the German Shepherd and $590 for the Shih Tzu. Every policy excludes anything already diagnosed, so this is worth sorting out before you pick either dog.

Placement reserved — insurance-primary

Common questions

Is a German Shepherd or a Shih Tzu more expensive?

The Shih Tzu is cheaper by about $990 over a lifetime. German Shepherd: $40,121. Shih Tzu: $39,131. The gap comes mostly from health costs rather than routine care.

Which lives longer, a German Shepherd or a Shih Tzu?

The Shih Tzu has the longer typical lifespan. German Shepherd: 11.3 years. Shih Tzu: 12.8 years.

Which is healthier, a German Shepherd or a Shih Tzu?

Both figures below are what it costs to own the dog, not what it costs if something goes wrong. The German Shepherd's biggest single risk is skin disease, seen in 36% of the breed. For the Shih Tzu it is periodontal disease, at 10%.

How we calculated this

Both breeds run through one model, so the comparison is like for like. Full method.

Prices are US national averages from a 50-state cost study. Not veterinary advice.