Side by side
Both columns come from the same cost model, so every row is a like for like comparison.
| Measure | French Bulldog | Labrador Retriever |
|---|---|---|
| Lifetime cost | $28,769 | $45,825 |
| First year | $7,485 | $6,595 |
| Monthly average | $245 | $292 |
| Puppy price | $2,500 to $5,000 | $1,200 to $3,000 |
| Routine care, yearly | $2,361 | $3,121 |
| Expected health cost | $0 | $303 |
| Documented conditions | 18 | 18 |
| Median lifespan | 9.8 yrs | 13.1 yrs |
| Adult weight | 20 to 28 lb | 55 to 80 lb |
| Daily food | 1.8 cups | 3.8 cups |
| Grooming, yearly | $180 | $300 |
| Risk profile | High, early onset | Moderate |
| Biggest single risk | Hip dysplasia | Obesity |
Health risks compared
What tends to go wrong in each breed, how often, and what it costs to treat.
| Condition | Rate | Cost |
|---|---|---|
| Hip dysplasia | 33% | $1,200–$3,500 |
| Skin disease | 18% | $252–$679 |
| Digestive disease | 17% | $354–$954 |
| Ear disease | 16% | $100–$270 |
| Musculoskeletal disease | 15% | $281–$756 |
| Upper respiratory disease, including BOAS | 13% | $422–$1,136 |
| Eye disease | 11% | $449–$1,209 |
| Periodontal disease | 9% | $246–$663 |
| Elbow dysplasia | 8% | $3,000–$5,000 |
| Anal sac impaction | 7% | $84–$226 |
| Patellar luxation | 7% | $1,000–$5,000 |
| Brachycephalic airway obstruction syndrome (BAOS) | 5% | $1,784–$4,802 |
| Hypersensitivity (allergic) skin disorder | 5% | $629–$1,694 |
| Otitis media | 4% | $100–$270 |
| Degenerative myelopathy | 4% | not priced |
| Persistent vomiting | 3% | not priced |
| Food Allergy | 3% | $378–$1,017 |
| Intervertebral disc disorder | 3% | $3,776–$10,168 |
| Patellar luxation/Slipping kneecap | 3% | $1,000–$5,000 |
| Chronic Itching | 2% | $629–$1,694 |
| Autoimmune thyroiditis | 0% | $169–$455 |
| Spinal disease including IVDD | n/a | $3,776–$10,168 |
| Expected total | $0 | |
| Condition | Rate | Cost |
|---|---|---|
| Obesity | 9% | $168–$452 |
| Dental disease | 76% | $246–$663 |
| Skin disease | 36% | $252–$679 |
| Digestive disease | 30% | $354–$954 |
| Musculoskeletal disease | 15% | $281–$756 |
| Ear infection | 10% | $100–$270 |
| Anal sac impaction | 7% | $84–$226 |
| Lipoma | 6% | not priced |
| Arthritis | 4% | $281–$756 |
| Elbow dysplasia | 3% | $3,000–$5,000 |
| Hypersensitivity (allergic) skin disorder | 3% | $629–$1,694 |
| Hip dysplasia | 2% | $3,500–$7,000 |
| Autoimmune thyroiditis | 2% | $169–$455 |
| Skin (cutaneous) cyst | 2% | not priced |
| Degenerative myelopathy | 2% | not priced |
| Otitis externa | 2% | $100–$270 |
| Skin cancer/tumour | 2% | $3,415–$9,194 |
| Patellar luxation | 1% | $1,000–$5,000 |
| Congenital heart disease | 0% | $534–$1,438 |
| Hip and elbow dysplasia | n/a | $2,291–$6,169 |
| Cancer | n/a | $3,415–$9,194 |
| Expected total | $303 | |
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Both breeds carry surgical risk, and premiums are priced by breed
Expected vet costs are $0 for the French Bulldog and $303 for the Labrador Retriever. Every policy excludes anything already diagnosed, so this is worth sorting out before you pick either dog.
Placement reserved — insurance-primary
Common questions
Is a French Bulldog or a Labrador Retriever more expensive?
The French Bulldog is cheaper by about $17,057 over a lifetime. French Bulldog: $28,769. Labrador Retriever: $45,825. The gap comes mostly from health costs rather than routine care.
Which lives longer, a French Bulldog or a Labrador Retriever?
The Labrador Retriever has the longer typical lifespan. French Bulldog: 9.8 years. Labrador Retriever: 13.1 years.
Which is healthier, a French Bulldog or a Labrador Retriever?
Both figures below are what it costs to own the dog, not what it costs if something goes wrong. The French Bulldog's biggest single risk is hip dysplasia, seen in 33% of the breed. For the Labrador Retriever it is obesity, at 9%.
How we calculated this
Both breeds run through one model, so the comparison is like for like. Full method.