Collie vs Shih Tzu Collie$47,362 Shih Tzu$39,131 Difference$8,231 CheaperShih Tzu
Head to head

Collie vs Shih Tzu

The Shih Tzu costs about $8,231 less over a lifetime. Almost all of that gap is vet bills, not food or grooming, which is the part most comparisons skip.

Collie
Shih Tzu
Collie$47,362Lifetime cost
Shih Tzu$39,131Lifetime cost
Difference$8,231Shih Tzu is cheaper
Longer livedCollieBy typical lifespan

Side by side

Both columns come from the same cost model, so every row is a like for like comparison.

Collie compared with Shih Tzu
MeasureCollieShih Tzu
Lifetime cost$47,362$39,131
First year$6,106$5,855
Monthly average$297$255
Puppy price$1,000 to $2,000$1,000 to $2,500
Routine care, yearly$3,232$2,731
Expected health cost$0$590
Documented conditions1715
Median lifespan13.3 yrs12.8 yrs
Adult weight50 to 75 lb9 to 16 lb
Daily food3.6 cups1.1 cups
Grooming, yearly$599$720
Risk profileModerateModerate
Biggest single riskSkin diseasePeriodontal disease

Health risks compared

What tends to go wrong in each breed, how often, and what it costs to treat.

Collie
ConditionRateCost
Skin disease36%$252–$679
Digestive disease30%$354–$954
Musculoskeletal disease15%$281–$756
Ear infection10%$100–$270
Periodontal disease9%$246–$663
Degenerative myelopathy7%not priced
Anal sac impaction7%$84–$226
Arthritis5%$281–$756
Pyometra3%$792–$2,132
Autoimmune thyroiditis3%$169–$455
Elbow dysplasia3%$3,000–$5,000
Hip dysplasia2%$3,500–$7,000
Urinary incontinence2%$118–$318
Colitis1%$354–$954
Conjunctivitis1%$224–$604
Hypersensitivity (allergic) skin disorder1%$629–$1,694
Lipoma1%not priced
Expected total$0
Shih Tzu
ConditionRateCost
Periodontal disease10%$246–$663
Anal sac impaction7%$84–$226
Skin disease36%$252–$679
Digestive disease30%$354–$954
Hip dysplasia22%$1,200–$3,500
Musculoskeletal disease15%$281–$756
Umbilical hernia12%$621–$1,671
Elbow dysplasia11%$3,000–$5,000
Ear disease6%$100–$270
Skin (cutaneous) cyst5%not priced
Anal gland/sac impaction/blockage3%$84–$226
Hypersensitivity (allergic) skin disorder3%$629–$1,694
Lipoma2%not priced
Patellar luxation2%$1,000–$5,000
Chronic Itching2%$629–$1,694
Unspecified Eye2%$224–$604
Intervertebral disc disorder2%$3,776–$10,168
Expected total$590

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Both breeds carry surgical risk, and premiums are priced by breed

Expected vet costs are $0 for the Collie and $590 for the Shih Tzu. Every policy excludes anything already diagnosed, so this is worth sorting out before you pick either dog.

Placement reserved — insurance-primary

Common questions

Is a Collie or a Shih Tzu more expensive?

The Shih Tzu is cheaper by about $8,231 over a lifetime. Collie: $47,362. Shih Tzu: $39,131. The gap comes mostly from health costs rather than routine care.

Which lives longer, a Collie or a Shih Tzu?

The Collie has the longer typical lifespan. Collie: 13.3 years. Shih Tzu: 12.8 years.

Which is healthier, a Collie or a Shih Tzu?

Both figures below are what it costs to own the dog, not what it costs if something goes wrong. The Collie's biggest single risk is skin disease, seen in 36% of the breed. For the Shih Tzu it is periodontal disease, at 10%.

How we calculated this

Both breeds run through one model, so the comparison is like for like. Full method.

Prices are US national averages from a 50-state cost study. Not veterinary advice.